To apply for a Boscov's credit card, complete the three-step application on the official Capital One website, and provide all necessary personal information, contact and residence details, and financial information, states the company. The application process may involve presenting a copy of your driver's license for identification purposes.
As a Boscov's cardholder, you can receive up to $100 discounts on eligible purchases on the first day of account activation, earn four bonus points for each dollar spent and access exclusive sales as of 2015, reports the credit card provider. Sign up for online customer care to pay bills online, access your account details, download your statement and view transactions. You can also check your overall points and get email notifications.
Boscov's credit cards do not have annual fees, but the company imposes penalty fees for late payments and returned payments, states the provider. Pay the previous month's balance in full before the due date to avoid interest charges on new purchases.
Boscov's sometimes offers promotional credit plans featuring special repayment conditions if you make payments on time, notes the company. The Waived Interest Charge credit plan eliminates interest charges on purchases for a certain period, while the Reduced Rate credit plan decreases the annual percentage rate on purchases within a specific period.