How Do You Apply for a Bluebird Credit Card?


Quick Answer

Individuals wishing to open an American Express Bluebird account may do so at the Bluebird website for free or by purchasing a starter pack at Walmart for $5, as of March 2015. Smartphone and tablet users may also download the Bluebird Mobile app and register through their devices.

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Full Answer

American Express Bluebird offers an alternative to traditional bank accounts that customers can use to receive direct deposits, deposit checks remotely and pay bills online. Signing up for this service doesn't require a credit check, and account holders can access their accounts any time through the online account management panel and using the mobile app.

American Express Bluebird doesn't charge users monthly, annual, overdraft, foreign currency, bill pay or inactivity fees, and no minimum balance applies for account holders. ATM withdrawals at MoneyPass ATMs with the Bluebird debit card cost cardholders nothing, but withdrawing funds at non-MoneyPass ATMs incurs a $2.50 fee.

The account can be reloaded using direct deposit of paychecks and government benefits without incurring a fee. Setting up direct deposit usually takes from one to two pay periods, but after that, funds should arrive on the normal pay date. Account holders may also connect an external bank account or use their debit cards from other institutions to fund their Bluebird accounts. Funds may also be added at the register at Walmart.

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