Q:

How do you apply for an Ashley Furniture credit card financed through GE Capital?

A:

Quick Answer

To apply for an Ashley Furniture Home Store credit card, visit the home furnishings page of Synchrony Financial, a firm once under the direction of General Electric. From here, you can apply for a credit card from Ashley Furniture, as well as several other furniture and mattress dealers. Synchrony Financial left GE Capital in 2014 and formed new partnerships, The Street reports.

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Full Answer

Click the Ashley Furniture Home Store link at the Synchrony Financial website to submit an online application for its credit card. As of 2015, consumers can use the Ashley Advantage credit card to purchase furnishings from any of its showrooms. The application asks for personal information such as name, address, phone number and Social Security number. It also requests housing information and an estimate of the applicant's total household monthly net income.

Various financing plans are available from Ashley Home Furniture Store independent dealers but not its corporate entity, states Ashley Furniture Home Store. The company doesn't sell furnishings online or distribute a catalog to consumers, and shoppers must visit a showroom to view current selections. Likewise, the company doesn't sell factory-direct furniture; it only sells to its network of nationwide store owners.

Synchrony Financial partnered with GE Financial for more than 80 years in the area of consumer credit lending, according to The Street. The financial firm finances numerous retail-branded credit cards in various industries. GE Capital continues to offer consumer financing options such as co-branded and private label credit cards to its corporate partners, as noted by GE Capital. In some cases, it also offers monthly installment loans to consumers who purchase large goods.

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