American Express offers online credit card applications. On the homepage, click Get Started on the menu, choose a card and use the Apply Now link under the card description, or use the menu to view featured offers or all cards.
AmericanExpress.com provides three basic card types as of April 2015: charge cards that must be paid in full each month; credit cards that carry a balance and prepaid cards that users can reload anytime. Some card options include cash back, rewards points and travel cards. The application requires income and personal information, and American Express processes credit checks and can provide a decision in as little as one minute.