Individuals can apply for a First National Bank credit card online at FirstNational.com. Customers select whether they are a personal banking client, small business client, or corporate client. From here, customers can view the list of First National Bank credit card options.
As of June 2015, credit card options for personal use listed on FirstNational.com include American Express, Visa, Discover Card and MasterCard. Customers can review the features of each card, including rewards options, interest rates and fees. They can also review the detailed credit card terms, including items such as foreign transaction fees, balance transfers and minimum payment amounts. Once a customer has selected the desired card, he may apply online through a digital application form. Because not all First National Bank credit cards are available to residents of all 50 states at any given time, customers must first provide their state to determine whether they are eligible to apply.
As a part of their application, customers are asked to provide their key personal details, including names, Social Security numbers, dates of birth and contact information. Applicants are also asked to provide certain financial information, including their annual income, monthly housing payments, and existing checking and savings account balances. During the application process, it is possible to note any authorized users they would like to add to the card, and to upload a custom design for the card. As a final step, FirstNational.com requires that customers make certain legal certifications before submitting their applications.