People who are low-income earners can apply either for a low-rent apartment or public housing, or can receive a voucher to pay for part or all of their rent. The U.S. Department of Housing and Urban Development, or HUD, provides this assistance, along with other state and local government programs.
For low-rent apartments, HUD gives money to apartment owners so they can lower their rent to accommodate low-income tenants. The potential tenant can search for these apartments at HUD.gov, and apply directly at the building’s management office.
Public housing programs provide apartments for low-income families, the elderly and the disabled. The potential tenant can apply for this type of housing at his local public housing agency, listed at HUD.gov.
A potential tenant can also apply for a housing choice voucher, also known as Section 8, which he can use to find his own apartment and pay for part or all of the rent. He can apply at his local public housing agency, listed at HUD.gov.
In order to qualify for these low-rent programs, the potential tenant must not earn more than HUD’s income limit. The income limits vary according to whether the tenant is single or has a family, and also according to the state in which the tenant lives. HUD.gov lists the current income limits for each state, county and city.