Individuals looking for apartments with rent based on income can turn to the Department of Housing and Urban Development. Individuals can qualify for low-income housing based on their income, a disability, or if they are elderly.
Public housing is limited to low-income individuals and families. The Housing Authority in the municipality or city the applicant is looking for housing in determines the applicant's eligibility based on the annual gross income of the individual, whether the applicant qualifies as an elderly person, a family, or a person with a disability, and the citizenship status of the applicant. If the applicant is eligible, the housing authority does check references and prior landlords to be certain the applicant may be a good tenant.
To determine eligibility based on income, the housing authority has two limits that were developed by the Department of Housing and Urban Development. The lower income limit is 80 percent of the median income for the county in which the applicant is looking for housing and 50 percent of the median income is the low income level. The income limits do vary from region to region, so an applicant may be eligible in one area and not eligible in another.