Some of the highly rated annuity companies include Minnesota Life, American National Life Insurance, United Services Automobile Association (USAA), PennMutual, MidLand and MetLife, according to CBS News. These annuity companies receive highest ratings based on the size of their monthly lifetime payout.
As of 2009, Minnesota Life offered a 5-year payment of between $1,650 and $1,709 with a lifetime monthly payment of about $744. American National Life Insurance has a monthly payment plan of $736 with a 5-year payment plan of $1,663. However, the USAA is highly rated than other annuity companies as it offers a competitive rate. It offers $720 for the lifetime monthly payments and $1,771 for the 5-year monthly payments, as stated by CBS news.