Q:

What is the annual percentage rate on a Target REDcard?

A:

Quick Answer

The annual percentage rate for the Target RED credit card is 22.90 percent, as of April 2015, as stated on Target.com. Target issues the Target RED Card either as a debit card or a credit card.

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What is the annual percentage rate on a Target REDcard?
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Full Answer

The Target RED credit card has no annual fee and carries a minimum monthly interest charge of $1. The Target RED credit card is subject to approval, as reported on Target.com.

The Target RED debit card draws from any checking account. The Target RED debit card does not have any annual fees and is eligible for additional benefits, such as free shipping from Target.com and a 5 percent discount on qualifying Target purchases, according to Money Crashers.

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