The BJ's Perks Elite card has an annual $100 membership fee and the Perks Plus has a $50 membership fee, as of 2015. Only BJ's members can apply for one of these credit cards.
In exchange for the membership fees listed above, BJ's cardholders receive a credit toward future membership fees, bonus earnings and cash back on purchases made inside and outside of BJ's. Cardholders also enjoy 10 cents off each gallon of gas purchased at any BJ's location and 3 percent back on purchases made using their cards.
To acquire one of these cards, BJ's members can pick up an application in-store or fill out an application online.