Q:

What is American Express Platinum?

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Quick Answer

The American Express Platinum card is a credit card that comes without interest charges, as cardholders pay their full balance at the end of every month, explains American Express. As of 2015, the card's annual fee is $450, and it offers up to $200 in airline fee credit each year.

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Full Answer

Newly approved American Express Platinum card users earn 40,000 points when they make $3,000 in purchases during the initial three months, notes American Express. Cardholders enjoy access to more than 700 airport lounges throughout the world, and they can also register for Priority Pass Select for free. Moreover, there's no need to pay foreign transactions fees.

American Express Platinum cardholders can visit the American Express travel website to book a flight, make a hotel reservation or pay for a vacation or cruise using their membership rewards points, states American Express. Travel consultants are available to help customers plan a trip over the phone at any time of the day. Cardholders access various complementary benefits when they book at more than 750 properties worldwide.

American Express Platinum card users enjoy special car rental upgrades and discounts and receive up to $500 in benefits when they book at private villas, according to American Express. Platinum card concierge staff also help customers in making restaurant reservations, planning special events and choosing gifts among other services.

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