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What is American Express Optima?

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Quick Answer

American Express Optima is a credit card from American Express, notes the company. Benefits of this card include free shipping options with ShopRunner and access to music, theater and sports events through the Membership Experiences program. Additionally, the credit card provides access to the Amex Auto Purchasing Program.

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Full Answer

As of 2015, cardholders must enroll with ShopRunner to gain access to its features, according to American Express. Users of the program get free return shipping and unlimited free two-day shipping. Consumers also have access to a downloadable annual report of their expenditures in either PDF or Excel file formats. More than 7,000 auto dealers accept the American Express Optima card with the Amex Auto Purchasing Program.

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