As of 2015, the Blue Cash Everyday Card and the Blue Cash Preferred Card include cash rewards, indicates the American Express website. American Express pays cash awards as Rewards Dollars, which cardholders may apply towards an outstanding balance or use to purchase gift cards or merchandise.
Both Blue cards are credit cards rather than charge cards, notes American Express. Cardholders may pay their entire balances at the end of each month or over time. The Everyday Card has no annual fee, while the Preferred Card includes a $75 fee. However, holders of the Preferred Card receive higher cash back rates on purchases, including 6 percent cash back at grocery stores and 3 percent at filling stations. Everyday cardholders earn 3 percent at grocery stores and 2 percent at gas stations.