Q:

What does Alliance and Associates Financial Services provide its clients?

A:

Quick Answer

Alliance and Associates Financial Services is an independent insurance agency that helps clients obtain various types of insurance, including property and casualty, life, health and retirement insurance. The agency handles personal and commercial lines. Alliance provides its clients rate quotations, arranges for coverage and provides evidence, and collects premiums.

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Full Answer

Alliance, as an independent agent, is able to place coverage among a selection of insurers and provide customers with a choice of carrier, rates and coverage options. The agency also provides quotes, handles the issuance of policies and evidence of coverage, performs policy changes or endorsements, collects premiums and handles loss notifications.

Personal lines coverage, the type needed by individuals and families, includes automobile and homeowner insurance. Alliance arranges automobile insurance that conforms to Florida’s no-fault insurance laws through a selection of carriers. Homeowner insurance may be for tenants, condominiums, townhouses and free-standing homes. Alliance also handles insurance on mobile homes and arranges flood insurance through the National Flood Insurance program.

Commercial lines coverage, the type needed by businesses and organizations, is also available through Alliance. Alliance can counsel commercial clients and help them obtain commercial property, commercial general liability, commercial automobile and workers compensation insurance.

Life insurance and retirement insurance include whole life, single premium, mutual funds and annuities. Alliance can also arrange for disability insurance. Health insurance includes individual and family plans, group health policies, Medicare plans and dental plans. Alliance advises clients of their options and helps them select plans that suit their situations and family needs.

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