How does the Aetna Vital Savings plan work?


Quick Answer

Aetna Vital Savings provides patients with discounts on dental services and pharmacy services, according to Aetna's official website. The program charges a monthly fee for enrollment, and patients show their membership cards when paying for dental services, pharmacy services and other health and wellness costs.

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Full Answer

The Aetna Vital Savings plan does not have copays, claims to file, deductibles or limits, explains the Aetna website. Patients may use the savings card with participating dentists, pharmacies, vision care services, gyms, weight-loss programs and other eligible wellness services. As of 2015, plans are available that cover individuals and families, with monthly costs starting at $7.99 and a one-time set-up charge of $15 for the account. No medical information is needed as Vital Savings is a discount program and not an insurance product.

Members may locate participating dentists, pharmacies and vision providers using the Find a Provider directory online or by calling 1-877-698-4825 for assistance, notes the Aetna website. Patients can compare costs and view discounts offered at different providers on the member website. Costs differ by provider, and most prescription medications are covered by the program, with exceptions for some cosmetic and experimental pharmaceuticals. Membership cards automatically renew and changes to membership information may be made using the member website.

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