Is It Advisable to Take VSP Eye Insurance?


Quick Answer

A supplemental vision insurance plan, whether it is issued from Vision Service Plan or another company, can save the insured person the cost of routine vision exams as well as medical vision exams. The savings can be significant when an individual wears contact lenses or glasses.

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Full Answer

Vision Service Plan, VisionCare Plan, Vision Benefits of America and Eyemed vision care are among the most widely used plans today. Each of these companies offers different plans through large provider networks, and it is up to the individual to find a plan that best suits him. Many eye diseases show no prior symptoms or signs, making regular comprehensive eye exams an essential part of maintaining healthy vision.

Routine eye exams provide coverage for glasses and contact lenses, and may reveal diagnoses such as nearsightedness or astigmatism, explains About.com. Medical vision exams are often a rider policy to routine eye examinations. Medical exams can reveal diagnoses requiring medical treatment, such as conjunctivitis.

Regular comprehensive eye examinations are important to a person's overall health, and they are often overlooked and perceived as inconsequential. Serious eye diseases can be missed by regular doctors, causing conditions such as glaucoma to worsen because they are not diagnosed in the early stages.

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