Using a Citi credit card offers advantages such as no liability on unauthorized charges, virtual credit card numbers for shopping online, accident insurance while traveling around the world and much more. Credit cards are also accessible through the Apple Pay system available on the iPhone and iPad, according to the Citi website.
The Citi Price Rewind makes shopping easier by searching for a lower price on purchased items. If a lower price is found within 60 days, customers receive up to $300 in refunds per item, explains Citi. If any purchased product has a warranty of five years or less, Citi extends that warranty by up to 12 months.
The Citi Concierge service consists of trained staff who help customers with travel, dining and entertainment questions 24 hours a day. In addition, Citi credit cards come with trip cancellation protection, car rental insurance around the world and roadside assistance within the United States. Citi Identity Theft Solutions and Fraud Early Warning ensures swift action against any unauthorized charges or possible cases of identity theft. Customers can set up email and phone alerts that notify them of any relevant account activity, states Citi. A mobile app is also available for paying bills, viewing transactions and setting up notifications for purchases.