The primary benefits of a Sam's Club business credit card are that it doubles as a membership card and that all Sam's Clubs and Walmarts accept it, according to the official website. As of 2015, Sam's Club MasterCard for businesses offers 1 to 5 percent cash back on purchases in addition to all the benefits of the Sam's Club credit card.
The Sam's Club MasterCard for businesses offers 5 percent cash back on gas for the first $6,000 each year in purchases, then 1 percent on purchases after that, states Sam's Club. The cash back applies to purchases at U.S. and Puerto Rico gas stations and on gas at Sam’s Club. This card also gives businesses 3 percent cash back on dining and travel purchases. Business owners receive 1 percent cash back on all other purchases made with this card.
Benefits that apply to both the Sam's Club MasterCard and the Sam's Club Credit Card also include no annual fee, online account access and itemized billing statements, according to Sam's Club. Both cards have the member's photo on them, which helps protect against fraudulent use. Sam's Club business members have the ability to add up to eight authorized buyers, and Plus members who operate businesses can add up to 16 authorized buyers. Only members can apply for Sam's Club business credit cards.