What are some advantages of Permanent General Insurance?


Quick Answer

Permanent General Insurance plans have monthly payments, insure most cars and drivers, including older vehicles and people with accident histories; its policies have low down payments and financial stability too, according to the company's website. In addition to these insurance plans, Permanent General Insurance has multiple claims service organizations to quickly and efficiently handle policyholders' claims.

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Full Answer

Permanent General Insurance is a company based in Ohio. It is a subsidiary of Peapack Gladstone Holdings Corp., and exclusively offers auto insurance. This company stands out for its coverage of nonstandard and specialty auto insurance, according to Autoinsurance.org. These types of insurance are designed for higher-risk drivers, including teenagers and people who have been dropped from or denied insurance from other companies because of accidents, DUI and other driving citations.

Permanent General Insurance offers basic auto plans and more extensive policies. Its basic plans offer financial coverage in the event of accidents, theft or damage to cars. These plans include limited medical and liability coverage. Its umbrella plans include comprehensive and collision coverage. People can add certain services onto any insurance plan, such as towing and car rental insurance.

In addition to offering expansive coverage to citizens, Permanent General Insurance has a low-cost initiative. It focuses on providing sufficient auto insurance for low rates, which people can pay on a monthly basis. Permanent General currently offers insurance in 22 states.

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