Q:

What are some advantages of the EXPRESS NEXT credit card?

A:

Quick Answer

Some benefits of the Express Next credit card include earning points for money spent on the card. A cardholder earns 15 points for every dollar spent on his card. For every 2500 points a cardholder earns, he receives a $10 reward. There are also monthly opportunities for cardholders to earn EXP Extra bonus points and once a cardholder earns 7500 points he receives A-List status. Cardholders also receive a birthday gift.

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Full Answer

Cardholders can also earn points by engaging with Express through social media, explains the retailer's website. Periodically Express offers cardholders additional opportunities to receive points. Cardholders do not earn points on purchases covered by rewards certificates or program coupons. Cardholders also do not earn points for purchases of gift wrapping services or gift boxes, or on amounts paid for sales tax, shipping and delivery charges, and state fees.

The points a cardholder earns do not have cash value and expire on a 12-month rolling basis, notes Express. Reward certificates do not have cash value and a cardholder cannot partially redeem a reward. If a cardholder purchases an item that is greater than the amount on the reward certificate, the cardholder must pay the remaining balance. If the cardholder's purchase amount totals less than the amount on the certificate, the remaining balance on the certificate is forfeited.

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