To activate a Visa debit card by phone, call the toll-free phone number provided by the bank issuing the card, and then follow instructions, instructs Wells Fargo. You can also activate Visa debit cards with a bank teller, according to U.S. Bank.
Banks typically recommend that customers activate their debit cards as quickly as possible after receiving them, because doing so helps protects the card from possible fraudulent use, notes Wells Fargo. After activating the card, sign the back of the card immediately. Destroy a temporary debit card upon activation of the permanent card. If you do not receive your debit card in the mail after a reasonable period of time, contact your bank's customer service department for assistance.
You can qualify for a Visa debit card if you have a checking account with any financial institution that distributes debit cards, states Visa. Because banks connect debit cards to checking accounts, you don't have to go through a credit check to receive one. A Visa debit card functions much like a credit card in that users can make purchases with the card. However, debit cards use checking account funds to cover the transactions, and there is no monthly bill to pay.