How Do You Activate a Ready Debit Card?


Quick Answer

READYdebit prepaid Visa cardholders activate their cards online on READYdebitGold.com by clicking the Login - Activate Card link located in the upper-right corner of the main page and following the instructions. When the card arrives by mail, it has a sticker located on the front that includes a phone number to call and instructions for card activation. The cardholder should then sign the card and register it on the main website if he didn't do so during activation.

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Full Answer

As of November 2015, READYdebit Gold prepaid Visa cards offer those without bank accounts the ability to receive direct deposits from their paychecks or government benefits, and these MetaBank-issued cards can be used anywhere that accepts Visa debit or credit cards. The advantages of this prepaid option include no credit checks, no chances of incurring overdraft fees, convenience of use when shopping by phone or online, and zero liability protection.

The READYdebit Gold card also allows cardholders to download an Apple or Android app that lets them deposit paper checks to their cards. This option deposits funds onto the card in 10 days, or cardholders can choose to pay a 1- to 4-percent fee that provides them with faster access to their funds. With the mobile deposit service, customers must use their cards at least once before making check deposits.

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