As of 2015, the only way to get a Discover Secured Credit Card is to be turned down when applying for another Discover product. In some cases, once an applicant has been turned down, he may be offered the Discover Secured Card as an alternative.
The Discover Secured Credit Card operates on the same terms and conditions as other Discover cards. However, a security deposit is required at the time of application. The security deposit may range from $200 to $2,500, and is equal to the credit limit of the card. The limit is set at the time of application and may not be changed later.