ACE Cash Express is a payday loan company. It also offers long-term loans, car title loans, check cashing, auto insurance and prepaid debit cards both online and at select retail locations.
Not all services are available at all locations. Its longer-term installment loans are only available in California, Delaware, Missouri, New Mexico, Ohio, South Dakota and Texas. Its short-term payday loans are available in 34 states and in Canada. Canadian loans are offered through its Zippy Cash brand.
ACE Cash Express is under investigation by the Consumer Financial Protection Bureau as of 2015. The U.S. government alleges that ACE Cash Express uses illegal debt collection practices on its customers.