Smartphone users with a United Bank account can access banking services through a free application for the iOS and Android platforms, or by browser through the United Bank mobile website. The applications and mobile browser offer the same functions.
You must open a United Bank account in person, in accordance with federal regulations established to ensure proper customer identification, to be eligible for online access to accounts. During this process, you choose a username and password for online access to your account. Individuals and business owners alike can access United Bank online. You can sign in to your account from the United Bank home page to check balances, transfer funds or pay bills online.
By smartphone, you use the same username and password to access your account that you do on the full website. United Bank offers a set of online functions, called UB Mobile, to smartphone users. As of 2015, the bank has updated its mobile functions to make more account options available to smartphones users. UB Mobile users can set up bill pay to existing or new payees. Smartphone users can also use an application or United Bank Mobile for immediate transfer processing, real-time account updates and an alert function.