How Do You Access the Health Insurance Marketplace?


Quick Answer

Depending on which state they live in, individuals can access the health insurance marketplace by creating an account either with the national Healthcare.gov website or a state-based exchange website and then exploring available plan options, notes the Internal Revenue Service. In order to sign up for a plan, individuals need to enroll during the open enrollment period or meet qualifications for special enrollment.

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Full Answer

Do the following to access the health insurance marketplace.

  1. Visit the appropriate marketplace website
  2. Individuals in California, Washington, Minnesota, Colorado, Vermont, Rhode Island, Connecticut, Hawaii, Washington D.C., Oregon, Maryland, Hawaii, Massachusetts, Kentucky, New York or Nevada should locate their state exchange sites. Usually, these are grouped into individual or family and small business plans, suggests Healthcare.gov.

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