Q:

How do you access your checking account online?

A:

Quick Answer

Accessing a checking account online generally requires entering a username and password for the online banking portal of your bank, according to Santander Bank. In some instances, the website requires additional information to provide access to account information.

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Full Answer

After entering the username and password for your bank account, you are sent to a page that provides an overall account summary. If the account holder has more than one account with the bank, choosing the account number linked to the desired checking account is the next step. Clicking on that number takes the account holder to a page showing the balance in that account as well as recent transactions, as stated by Santander Bank.

Some customers prefer to access their checking accounts over the telephone. Many banks offer access to an automated telephone-banking system. In some cases, entering the account number and PIN for the checking account yields account balance information, while other banks require the special use of a telephone banking number and a special telephone PIN, notes Santander Bank. Additional ways to access your account include using an ATM card at an ATM machine. Inserting the card and entering the ATM PIN gives the account holder access to the checking account connected to that card, according to TDBank.

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