Money transfers are typically performed through a wire transfer company for a fee, and the sender chooses a payment option online or in a branch, and once the company receives the funds, the company delivers the money to the receiver through the desired method, states Western Union. The delivery time depends on the delivery method, and funds can be available in a branch within minutes or in a bank account within a week.
Senders can pay Western Union online or in a branch with cash, a debit or credit card or their bank's online bill pay, states Western Union. Once the company receives the funds, Western Union will then deliver the funds to the receiver in the desired method, which can be in a branch, in mobile wallet, on a prepaid card or in their bank account. The transfer times vary based on the sender and receiver methods.