During the annual open season for federal benefits, federal employees can enroll in the Federal Employees Health Benefits Program, the Federal Employees Dental and Vision Insurance Program, and the Federal Flexible Spending Account Program. Additionally, federal employees already enrolled in these programs can change or drop coverage in the programs they are currently enrolled in.
The U.S. Office of Personnel Management schedules open season each year in November and early December to give employees an opportunity to select the medical, dental and vision coverage appropriate for their situations. Many federal employees sign up for the Federal Employees Health Benefits Program, which offers a number of health insurance options for employees and their families including high deductible plans, fee-for-service plans, preferred provider organizations and health maintenance organizations. The OPM.gov website offers resources that allow employees to compare the benefits, costs and features of various plans prior to open season.
In the Federal Employees Dental and Vision Program, employees and their family members can sign up for dental coverage, vision coverage or both. A number of dental and vision plans are available, and the OPM encourages employees to compare the premiums, out-of-pocket expenses and benefits of the plans that interest them. The Federal Flexible Spending Account Program allows employees to save money tax-free for future health care expenses.