Free card-making templates are available at Fotor.com, Avery.com and Freecardmaking.com. Avery templates are specially designed to work with Avery products, but are also compatible with other types of material. Each website has free graphics and text and users can upload their own photos.
Fotor and Avery have on-site editors that allow users to arrange design elements before printing. Saving the design may be possible with site registration. Free Card Making lets registered users download templates. You can personalize greeting cards with a unique message, personal photo and embellishments. The final product may be different than the examples posted by the website due to the user's choice of materials.