Check out grants.gov for government grants to first time home buyers. The site lists all available grants and what you need to do to apply as well as deadlines. Fannie Mae and Freddie Mac also have a lot of options for first time buyers. One program that Fannie Mae has is called Homepath which helps first time homebuyers find the right financing and home for their needs. Another way to find
. what grants are available in your area is to contact a local real estate agent. They will have all of the up to date information needed to apply for grants. Real Estate agents generally are paid a commission on the home that is sold. Grants are a great way to get financing because you usually don't have to pull money out of your own pocket for down payments or closing costs.