There are several free downloads to help you balance your checkbook. If you have the knowledge, you can even use software you may already have, such as Microsoft Excel. While this program is not actually free, it's no extra expense if you already have it. Another program to check out is Checkbook Ease Freeware. As the name suggests, this is a free program that not only helps you balance your
. checkbook, it also helps you manage your household budget. The program has good ratings by both CNET and users. You can check it out and download it at http://download.cnet.com/Checkbook-Ease-Freeware/3000-2057_4-10821830.html.