Having a written budge will help you manage your monthly income and expenses. When things are written down and we can see what is coming in and what is going out we are more likely to be aware of our extra expendatures. We can nickle and dime ourselves right into debt so by having a written budget you can help to avoid this. It is also alot easier to save money when you have a written budget
. and you factor savings right into it. You can find free budget worksheets as well as advise on setting up a budget at http://www.betterbudgeting.com/budgetformsfree.htm
