Tuition is expensive. Thankfully in the United States we have Stafford loans. The difference between subsidized and unsubsidized loans are who is responsible for interest accrued during a loan. On a subsidized loan, the federal government forgives you the interest portion of your loan until repayment begins. However, with an unsubsidized loan, you begin accruing interest on the first day the
. loan is given. The only other difference is that subsidized loans are awarded based on need. A great source for more information is the booklet found at http://studentaid.ed.gov/students/publications/student_guide/index.html.