You can in fact defer a mortgage payment. Normally to do this you would call your mortgage company. When you speak to them explain your situation. Then ask them if you can defer a payment. If they say yes it does not mean your mortgage payment goes away. It actually gets tacked on to the end of your mortgage. Sometimes mortgage companies will defer the mortgage payment and ask you to make two in
. one month. Be careful of this because it can make it hard if things don't get better.