When writing a dipute letter to one of your creditor's, you need to ensure you place your name, address, phone number and account number in BOLD on top of the letter. The body of the letter should state what the problem is and explain in detail. Also be sure to attach any proof you have ie copies of checks or money orders. Also make sure you date the letter and keep your self a copy. Last you
. should send it so that they have to sign for it, then follow up with the post office so you see who signed for it! Stay a step ahead of them!