If you find an error on your credit report, you should send off a dispute letter as soon as possible. With the high amount of credit theft going on, it is a good idea to check your credit report at least once a year. The three credit bureaus allow you to view your credit report free one time a year, so take advantage of this! You can also dispute the errors directly from the credit bureau
. websites, and the results are usually just as good as sending in a custom letter. For samples of credit dispute letters, see the following link: http://www.creditinfocenter.com/forms/.