Clearing old items off your credit report can be a long and tedious process. Start by purchasing your credit reports from the three major credit reporting agencies. Always purchase credit reports directly from the credit reporting agencies, third party sites may leave out important information. You should decide what companies you would like to tackle first and how much you would be willing to
. pay if necessary. Next, write the companies listed on your reports and request validation, always tailor your letters specific to your situation. For more information on clearing items off your credit report, visit http://whychat.5u.com/.