A budget is a financial plan for managing money. It can be used to track expenses and plan for saving. There are many programs on the market that make budgeting easier by allowing users to simply input numbers into an automated platform, but some people find that physically writing down income and expenses helps them manage their money more wisely.
A budget template is a sample form that .
users can customize to their own specific needs. These templates are usually fairly simple, but allow room for improvement and change.
The template at https://docs.google.com/previewtemplate?id=0AqSw5UvrxNaFdFRHNFlkbzEtR2xXNWJCS0JNRTZNdEE&mode=public, for example, is a basic form that tracks household expenses. Fields can be added or removed as necessary to help a user create budget that works for them. Other budget templates are available for free from Microsoft.
More Reference Links: http://office.microsoft.com/en-us/templates/personal-budget-worksheet-TC006206279.aspx https://docs.google.com/templates?q=budget&category=14&sort=users&view=public&utm_source=en-lp-finance&utm_medium=lp&utm_campaign=en&pli=1#
