Baptismal regeneration

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Baptismal regeneration holds that salvation is dependent upon the act of baptism; in other words, baptismal regenerationists hold that one must be baptized in order to be saved.

for lutheran understanding of baptismal regeneration one must look here http://en.wikipedia.org/wiki/Means_of_Grace

Supporters of this doctrine include the Catholic, Orthodox, Lutheran and Anglican Churches, as well as the Restoration movement, which includes the Church of Christ. It is also taught by Mormons. Scriptures such as Acts 2:38 and 1 Peter 3:21 are used to support this teaching, therefore the vast majority of Christians.

Baptismal regeneration is held to be heretical by some denominations founded in the past two or three centuries.