The town's main street is called 'Castner Street' after its founder, John Castner. The street is home to the majority of the town's businesses, notably the Belt Creek Brew Pub, Belt Valley Grocery, and the Belt Creek Cafe.
There were 273 households out of which 28.9% had children under the age of 18 living with them, 49.1% were married couples living together, 8.8% had a female householder with no husband present, and 38.1% were non-families. 35.9% of all households were made up of individuals and 18.7% had someone living alone who was 65 years of age or older. The average household size was 2.32 and the average family size was 3.03.
In the city the population was spread out with 26.5% under the age of 18, 7.4% from 18 to 24, 25.9% from 25 to 44, 24.2% from 45 to 64, and 16.0% who were 65 years of age or older. The median age was 39 years. For every 100 females there were 90.7 males. For every 100 females age 18 and over, there were 83.8 males.
The median income for a household in the city was $25,469, and the median income for a family was $30,104. Males had a median income of $21,477 versus $20,192 for females. The per capita income for the city was $14,970. About 10.2% of families and 12.9% of the population were below the poverty line, including 19.8% of those under age 18 and 16.5% of those age 65 or over.