Through the siblings (he disregards McIntyre senior as a greedy beggar) and the vicar Mr.Spurling, Raffles Haw sets about to alleviate the misery of the people of Tamfield. He saves many families and businesses with his timely financial succour. He has incredible amounts of money. It turns out that he has found a way to turn lead into solid gold. With the passage of time, he becomes disillusioned because his philanthropic activities don't benefit anyone. Instead, most people now become parasites, knowing that there is always hope for alms from the millionaire. Raffles Haw is engaged to Laura McIntyre, who keeps her engagement with Hector Spurling a secret from him. One day, in a mood of despondency, he goes to the one person he supposes to be true to her and not greedy for money, Laura McIntyre. As they are talking, Hector Spurling unexpectedly enters. His voyage had been shorter than expected. When Raffles Haw discovers the secret of the engagement, and the fact that not only Laura, but her brother Robert had kept him in dark about it, he is totally heartbroken. He locks himself up in his laboratory and burns all his gold and gems, worth billions, and is found dead later.