YESPinoy is a website providing inward remittances to the Philippines. It is an automated service which requires the remitter to enter their credit card details which is debited with the remittance amount and fees. The recipient must be in possession of a local debit which is loaded with the remittance. The recipient can use the card for purchases at shops and malls in the Philippines or withdraw the cash at local ATMs. YESPinoy claims that the service is able to deliver remittances usually within 30 seconds. The people behind YESPinoy were in the Philippine press back in 2004 for detecting and arresting a team of fraudsters who were trying to use stolen credit cards on their system.